Terms of Service

The Service aggregates, curates, summarizes, links to, and distributes news, legal and regulatory updates, public information, third-party content, and other business-related materials. The Service may include original commentary, automated or editorial summaries, headlines, excerpts, newsletter content, alerts, and links to third-party websites or materials. We may modify, suspend, discontinue, or restrict any part of the Service at any time, with or without notice.

The Service is intended for users who are at least 18 years old and for business and professional informational use. The Service is not directed to children under 13. By subscribing to our newsletter or otherwise providing your email address, you consent to receive emails from us, including newsletters, alerts, updates, administrative notices, and, where applicable, promotional or commercial messages. We will include an unsubscribe mechanism in commercial email messages as required by applicable law, and you may opt out of marketing emails by following the unsubscribe instructions included in those emails.

The content provided on the website and in the newsletter is for general informational purposes only and does not constitute legal, tax, investment, accounting, compliance, human resources, benefits, fiduciary, or other professional advice. No attorney-client, accountant-client, fiduciary, advisory, consulting, or other professional relationship is created by accessing or using the Service, subscribing to the newsletter, communicating with us, or relying on any content. You should not act or refrain from acting based on the Service without seeking independent professional counsel qualified in the applicable jurisdiction and subject matter.

The Service may include links to, excerpts from, summaries of, references to, or embedded materials from third-party websites, publishers, authors, government agencies, professional associations, media organizations, law firms, regulators, employers, platforms, or other sources. Third-party content is provided for convenience and informational purposes only. We do not control, sponsor, endorse, verify, or assume responsibility for third-party content or websites. The inclusion of any link, reference, excerpt, summary, headline, quotation, or syndicated material does not imply that we are affiliated with, sponsored by, endorsed by, or approved by any third party.

For the avoidance of doubt, BenefitsWire is not affiliated with, endorsed by, or sponsored by BenefitsLink or any other similar information aggregator.

Legal, regulatory, tax, employee benefits, executive compensation, privacy, and business developments change frequently. Content available through the Service may become outdated, incomplete, superseded, or inaccurate. We do not undertake any obligation to update, correct, supplement, or maintain any content, and you should verify the current status of any source material before relying on it.

Subject to your compliance with these Terms, we grant you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Service for your personal and professional informational purposes. The Service, including the website, newsletter, design, compilation, selection, arrangement, summaries, original commentary, text, graphics, logos, trade names, trademarks, service marks, software, and other materials, is owned by us or our licensors and is protected by intellectual property laws. All rights not expressly granted are reserved.

You may not use the Service unlawfully; copy, scrape, crawl, harvest, index, download, monitor, or extract content through automated means without our prior written consent; circumvent technical measures; reverse engineer any part of the Service; redistribute, forward, republish, resell, sublicense, or commercially exploit website or newsletter content; use the Service to send spam, malware, phishing messages, or harmful code; impersonate others; infringe third-party rights; use the Service to develop, train, improve, or benchmark competing products or services; attempt unauthorized access; or assist anyone else in doing any of the foregoing.

If the Service allows you to submit comments, questions, suggestions, feedback, corrections, profile information, content preferences, or other materials, you grant us a worldwide, non-exclusive, royalty-free, fully paid, transferable, sublicensable license to use those materials in connection with operating, improving, promoting, and providing the Service. You represent that you have the rights necessary to submit those materials and that they do not violate law or third-party rights.

If you believe that material available through the Service infringes your copyright, you may submit a notice under the Digital Millennium Copyright Act to our designated agent at BDK2, LLC, 2503D N Harrison St PMB 2091, Arlington, VA 22207-1640, or email privacy@benefitswire.com. We may remove or disable access to allegedly infringing material and may terminate repeat infringers where appropriate.

Our collection, use, disclosure, and protection of personal information are described in our Privacy Policy. We may suspend, restrict, or terminate your access to the Service, newsletter, account, or any feature at any time, with or without notice, if we believe that you violated these Terms, created legal or operational risk, infringed third-party rights, misused the Service, or otherwise engaged in harmful, unlawful, or inappropriate conduct. We may update these Terms from time to time, and continued use of the Service after the updated Terms become effective constitutes acceptance of the updated Terms.

The Service and all content, information, newsletters, links, summaries, alerts, and materials are provided on an "as is" and "as available" basis. To the fullest extent permitted by law, we disclaim all warranties of any kind, whether express, implied, statutory, or otherwise, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, completeness, timeliness, availability, security, reliability, and uninterrupted or error-free operation. We do not warrant that the Service will meet your requirements; that content will be accurate, complete, current, or useful; that defects will be corrected; that emails will be delivered; or that the Service will be free of viruses, malware, harmful components, or unauthorized access.

To the fullest extent permitted by law, Company and its officers, directors, members, managers, employees, contractors, agents, affiliates, licensors, service providers, successors, and assigns will not be liable for any indirect, incidental, consequential, special, exemplary, punitive, enhanced, or similar damages, including lost profits, lost revenue, lost business opportunities, loss of goodwill, loss of data, business interruption, reputational harm, or costs of substitute services, arising out of or relating to the Service or these Terms, whether based on contract, tort, negligence, strict liability, statute, or any other theory, even if advised of the possibility of such damages. To the fullest extent permitted by law, our total aggregate liability for all claims arising out of or relating to the Service or these Terms will not exceed the greater of: (a) the amount you paid us, if any, for use of the Service during the 12 months before the event giving rise to the claim; or (b) $100. Some jurisdictions do not allow certain disclaimers or limitations of liability. In those jurisdictions, the limitations above apply to the maximum extent permitted by law.

You agree to indemnify, defend, and hold harmless Company and its officers, directors, members, managers, employees, contractors, agents, affiliates, licensors, service providers, successors, and assigns from and against any claims, demands, actions, damages, liabilities, losses, settlements, judgments, costs, and expenses, including reasonable attorneys' fees, arising out of or relating to your access to or use of the Service, breach of these Terms, violation of law, infringement or violation of third-party rights, user submissions, or misuse or unauthorized redistribution of website or newsletter content.

You and Company agree to attempt to resolve disputes informally for 30 days after written notice. Except for claims that may be brought in small claims court, claims seeking injunctive or equitable relief for misuse of intellectual property or confidential information, or claims that cannot lawfully be compelled to arbitration, any dispute arising out of or relating to the Service or these Terms will be resolved by binding arbitration administered by AAA under its applicable rules. You and Company agree that each may bring claims only in an individual capacity and not as a plaintiff, class member, or representative in any class, collective, consolidated, private attorney general, or representative proceeding.

These Terms and any dispute arising out of or relating to the Service are governed by the laws of the Commonwealth of Virginia, without regard to conflict-of-law principles. Subject to the arbitration provision above, any action or proceeding arising out of or relating to the Service or these Terms must be brought exclusively in the state or federal courts located in Virginia, and you consent to the personal jurisdiction and venue of those courts.

The Service is operated from the United States. We will not be liable for any delay, failure, or interruption of performance resulting from causes beyond our reasonable control. These Terms, together with the Privacy Policy and any additional terms that apply to specific features, constitute the entire agreement between you and Company regarding the Service. If any provision is found unenforceable, the remaining provisions will remain in full force and effect.

If you have questions about these Terms, please contact us at BDK2, LLC, 2503D N Harrison St PMB 2091, Arlington, VA 22207-1640, or email privacy@benefitswire.com.