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September 11, 2026Retirement

The Daily Brief for Benefits Professionals

BenefitsWire

Retirement Plans

September 11, 2026

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8 items · ~2 min read

In this issue

Retirement Plans (4)  ·  General Benefits (2)  ·  Press Releases (2)

Retirement Plans

4 items
Who Should Control Access to Americans’ 401(k)s?

“Many advisors and financial institutions keep asking if the disconnect between siloed 401(k) accounts and outside advice is a legal one, but Gomez said that is not the case. “The law does not prohibit participants from choosing and outside advisor or for an outside advisor providing that advice,” she explained. Moreover, if employees desire to have an independent advisor help offer investment guidance, employers should not have to face any fiduciary implications for those choices. “That is a decision that the employee, the worker, is making on their own, and it’s not the responsibility of the employer,” she added.” MORE >>

Source: 401(k) Specialist

The Smart Money Told Trump’s Labor Department That Private Equity Does Not Belong in Your 401(k)

“Behind tens of thousands of suspicious form letters, serious academics, regulators and investor advocates exposed the fatal weaknesses in the Department of Labor’s private-equity safe harbor By Christopher Tobe The Department of Labor received more than 46,000 public submissions on its proposal to help Wall Street push private equity, private credit, cryptocurrency and other alternative investments into 401(k) plans.” MORE >>

Source: The Commonsense 401(k) Project

Alight Finds Low Volume of 401(k) Plan Activity in August

“The index recorded the lowest monthly activity in the last 30 years, as trading reflected ongoing uncertainty related to interest rates and inflation.” MORE >>

Source: PLANSPONSOR

The Standard’s PEP Assets Surpass $5B

“According to data from PLANSPONSOR, pooled employer plans held $34 billion in assets at the end of 2025.” MORE >>

Source: PLANSPONSOR

General Benefits

2 items
Why advisers are taking on a bigger role in retirement plans

“Retirement plan sponsors are increasingly turning to advisers to help participants achieve their financial goals, according to a new study, with 93% of sponsors saying they work with an adviser to navigate plan design, investment decisions, and long-term retirement strategy.” MORE >>

Source: Employee Benefit News

The Missing Participant Problem May Finally Have an Off-Ramp

“A newly launched States’ Unclaimed Retirement Clearing House (SURCH) may offer some relief. The program creates a centralized system through which plan sponsors and recordkeepers can voluntarily transfer certain unclaimed retirement distributions to participating state unclaimed property programs. Instead of dealing with dozens of different state processes, the clearinghouse serves as a single portal. Currently, dozens of states and the District of Columbia are participating.” MORE >>

Source: The Rosenbaum Law Firm P.C.

Press Releases

2 items

[Retirement Plans]

Developing IRI: Add Retirement Security to Affordability Agenda

“Guaranteed lifetime income and collective investment trusts for 403(b) plans are among proposals the Insured Retirement Institute wants added to the Democrats’ priorities.” MORE >>

Source: PLANSPONSOR

[Retirement Plans]

The Sorites Paradox and Pension Governance: When Does a Small Problem Become a Big One?

“One outdated address doesn’t seem alarming. One participant who moved across state lines without notifying the plan isn’t unusual. One deceased participant who was not immediately identified may be an anomaly. Viewed individually, these are small issues. Understandable issues. The kinds of things every plan encounters from time to time. But pension risk rarely arrives all at once. It accumulates. One outdated record becomes ten. Ten becomes one hundred. One hundred becomes a systemic blind spot hiding in plain sight.” MORE >>

Source: NCPERS

Also of Note

BenefitsWire · A digest for ERISA attorneys, third-party administrators, actuaries, recordkeepers, and benefits consultants.
An informational digest, not legal advice.
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