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July 31, 2026Health & Welfare

The Daily Brief for Benefits Professionals

BenefitsWire

Health & Welfare Plans

July 31, 2026

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9 items · ~2 min read

In this issue

Regulatory Action and Guidance (2)  ·  Litigation (3)  ·  General Benefits (1)  ·  Health & Welfare Plans (3)

Regulatory Action and Guidance

2 items
No Surprises Act RARCs:  What Payers And Providers Need To Know

“On July 17, 2026, the Departments of the Treasury, Labor, and Health and Human Services, together with the Office of Personnel Management, issued guidance specifying the remittance advice remark codes (No Surprises Act RARCs) that group health plans and health insurance issuers (payers) must use when communicating with out-of-network providers and facilities relating to claims subject to the No Surprises Act (NSA). The guidance implements a requirement established in the Federal Independent Dispute Resolution (IDR) Operations Final Rule, published June 4, 2026, and effective August 3, 2026.” MORE >>

Source: fhas.com

Developing Proposed Rules Would Update Long-Standing Electronic Disclosure Safe Harbors for Health and Welfare Plans

“The Department of Labor recently issued proposed regulations that would implement sweeping revisions to long-standing electronic disclosure safe harbors for health and welfare plans.” MORE >>

Source: JD Supra

Litigation

3 items
Wheatley Discusses Rising Tobacco Surcharge Litigation with Modern Healthcare

“Wheatley noted that plaintiffs have filed “more than 75 lawsuits against employers since 2024,” with new cases continuing to emerge, highlighting how litigation over tobacco surcharge wellness programs is becoming “a more mainstream issue.” MORE >>

Source: Groom Law Group

Teladoc lowers revenue outlook amid BetterHelp demand headwinds

“Consumer demand for the mental health unit’s insurance offering accelerated faster than expected, eating into its cash pay business. Accepting health insurance in the direct-to-consumer mental health segment is a priority for Teladoc. The unit’s cash pay business has long been under pressure, and Teladoc executives argue accepting insurance should improve affordability and push more patients to enroll.” MORE >>

Source: Healthcare Dive

FTC sues Hims & Hers over alleged privacy violations, deceptive billing practices

“The suit, filed in California federal court, alleges that Hims & Hers shared consumers’ health information via tracking pixels — small snippets of code embedded in websites that monitor user behavior and transmit the data to third-party vendors. According to the lawsuit, the telehealth company, which sells prescription medications and personal care products directly to consumers, repeatedly promised privacy and discretion in advertisements for its weight loss, sexual health and hair loss medications.” MORE >>

Source: Healthcare Dive

General Benefits

1 item

[Regulatory Action and Guidance]

Sonderling One Step Closer to Confirmation as DOL Chief

“Keith Sonderling is one step closer to serving as Secretary of Labor, as the Senate Health, Education, Labor & Pensions (HELP) Committee on July 30 approved his nomination.” MORE >>

Source: American Retirement Association

Health & Welfare Plans

3 items

[General Benefits]

Too Good to Be True? Risks of Indemnity and Wellness Program Schemes

“Promoters are selling programs to employers that purport to save on payroll taxes by combining an insurance policy with a “wellness” payment that promoters claim is not taxable wages. The Internal Revenue Service (IRS) has repeatedly rejected these schemes as impermissibly “double dipping” on tax benefits, but these products continue to proliferate. This column explores IRS guidance on these arrangements and potential risks to employers under federal law.” MORE >>

Source: Boutwell Fay

[General Benefits]

Do You Provide a COBRA Notice for Your On-Site Clinic?

“Many employers have invested in on-site or near-site health clinics as a way to improve employee access to care, reduce healthcare costs, and minimize time away from work. While these clinics can provide significant value, they also can create a compliance issue that is easy to overlook: if your on-site clinic is a group health plan, are you complying with COBRA?” MORE >>

Source: Bricker Graydon

[Regulatory Action and Guidance]

Wyden Seeks Input on Major Reforms to Health Coverage in America

Senator Wyden is seeking public input on major health coverage reforms, including lowering costs, expanding access, and simplifying enrollment, to inform future legislative proposals. MORE >>

Source: Senate Finance Committee

Also of Note

BenefitsWire · A digest for ERISA attorneys, third-party administrators, actuaries, recordkeepers, and benefits consultants.
An informational digest, not legal advice.
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