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July 10, 2026Weekly

The Weekly Highlights for Benefits Professionals

BenefitsWire

Health & Welfare Plans

Week of July 10, 2026

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12 items · ~3 min read

In this issue

Regulatory Action and Guidance (8)  ·  Health & Welfare Plans (4)

Regulatory Action and Guidance

8 items
The Mental Health Parity and Addiction Equity Act (MHPAEA) – 2024 Final Rules and CAA 2021 Requirements

“Section 203 of Title II of Division BB of the Consolidated Appropriations Act, 2021 (CAA, 2021), enacted on December 27, 2020, amended MHPAEA, in part, by expressly requiring group health plans and health insurance issuers offering group or individual health insurance coverage that offer both medical/surgical benefits and MH/SUD benefits and that impose non-quantitative treatment limitations (NQTLs) on MH/SUD benefits to perform and document their comparative analyses of the design and application of NQTLs. Further, beginning 45 days after the date of enactment of the CAA, 2021, these plans and issuers must make their comparative analyses available to the Departments or applicable State auth” MORE >>

Source: CMS

Developing ACA Employer Mandate Penalties Increase Again in 2027

“The (a) penalty will be $3,780 (up from $3,340 in 2026), and the (b) penalty will rise to $5,670 (up from $5,010). Benefits professionals must review their employer shared responsibility strategies in light of these escalating penalties.” MORE >>

Source: Hub International

DOL Rule List Focuses on Alts, End of ESG

“The US Treasury also posted a rule list that provides SECURE 2.0 guidance including required minimum distributions... The rule lists, posted by the DOL and the Department of the Treasury, revealed that the Employee Benefits Security Administration is again reworking “Prudence and Loyalty in Selecting Plan Investments,” often called the ESG rule, and “Fiduciary Duties in Selecting Designated Investment Alternatives,” commonly referred to as the alts rule.” MORE >>

Source: PLANADVISER

Trump Administration Aims to Eliminate a Record Number of Regulations

“Among the 702 targeted rules are environmental review requirements for energy projects, energy efficiency standards, rules that promote diversity, equity, and inclusion (DEI), and specific deregulatory actions relevant to the federal contracting community. ... Among the 702 deregulatory actions is the U.S. Department of Labor's proposed rescission of all regulations implementing Executive Order 11246, the long-standing framework that required federal contractors to maintain affirmative action programs and comply with related nondiscrimination obligations.” MORE >>

Source: Ogletree Deakins

Agency Information Collection Activities; Requesting Comment Tax Information Security Guidelines for Federal, State, and Local Agencies

“In accordance with the Paperwork Reduction Act of 1995, the IRS is inviting comments on the information collection request outlined in this notice.” MORE >>

Source: IRS

Developing H&W Items on Treasury’s 2026 Regulatory Agenda

“On Friday, July 3, Treasury posted its regulatory agenda, which includes the following health and welfare-related provisions: Notably, the prior agenda had the following items listed, but they no longer appear on the agenda, even though Treasury has not yet issued the proposed regulations:” MORE >>

Source: Groom Law Group

July Filing Deadlines for Employee Benefit Plans

“By July 31, employers that sponsor self-funded medical plans must report and pay their PCORI fee. By July 31, employers that sponsor calendar-year employee benefit plans that are subject to ERISA must file a Form 5500 (unless an exception applies) or request an extension by filing a Form 5558.” MORE >>

Source: JD Supra

Health & Welfare Plans

4 items
Obamacare Premiums Surged in 2026. A New KFF Analysis Shows It Is Likely to Happen Again in 2027

“NEW YORK (AP) — Middle-income Americans straining to pay for Affordable Care Act health insurance are unlikely to get relief next year, according to a new analysis that shows insurers in the marketplace are proposing a second straight year of double-digit premium hikes.” MORE >>

Source: PLANSPONSOR

HR owns AI governance now. Which LLM is good at what?

“In the News Niloy Ray says employers remain “on the hook” for how AI tools are used in the workplace. HCA Magazine View Learn how we can help you confidently address your unique workplace legal challenges.” MORE >>

Source: Littler

DOL Continues to Back Plan Sponsors in ERISA Forfeiture Litigation: Three Amicus Briefs Filed in Circuit Court Appeals

“The Employee Retirement Income Security Act of 1974 (ERISA) forfeiture litigation landscape continues to evolve as courts continue to weigh in on the viability of this novel theory of ERISA liability.” MORE >>

Source: Holland & Knight

Why some advisors prefer HSAs over IRAs for retirement savings

“Some clients might be better off stocking a health savings account to the gills and leaving it relatively untouched — not even using it to buy so much as a box of Band-Aids — according to some financial advisors.” MORE >>

Source: 401(k) Specialist

BenefitsWire · A digest for ERISA attorneys, third-party administrators, actuaries, recordkeepers, and benefits consultants.
An informational digest, not legal advice.
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