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July 10, 2026Weekly

The Weekly Highlights for Benefits Professionals

BenefitsWire

Retirement Plans

Week of July 10, 2026

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12 items · ~4 min read

In this issue

Regulatory Action and Guidance (11)  ·  Retirement Plans (1)

Regulatory Action and Guidance

11 items
Developing IRS Issues Final Regulations on Roth Catch-Up Contributions Under SECURE 2.0

“IRC Section 401(a)(39)(E) permits distributions from a defined contribution plan for the payment of certified long-term care insurance premiums if certain disclosure requirements are met, including that the issuer of the certified long-term care insurance must file an” MORE >>

Source: IRS

Fiduciary Rules Top DOL’s 2026 Regulatory Agenda

“The Department of Labor will focus heavily on fiduciary rules and SECURE 2.0 guidance, according to the newly published 2026 Unified Agenda.” MORE >>

Source: PLANSPONSOR

Government Owned Invention Available for License: Method of Detecting Circulating Cell-Free HPV 6 and 11 DNA in Patients Afflicted With Diseases Caused by Chronic HPV 6 or 11 Infection and Use Thereof

“The National Cancer Institute (NCI) and Frederick National Laboratory for Cancer Research (FNLCR) seek research co-development partners and/or licensees for commercial development of a novel liquid biopsy diagnostic for non-invasive detection of cell-free HPV 6 and 11 DNA for recurrent respiratory papillomatosis (RRP).” MORE >>

Source: Federal Register

DOL Rule List Focuses on Alts, End of ESG

“The US Treasury also posted a rule list that provides SECURE 2.0 guidance including required minimum distributions... The rule lists, posted by the DOL and the Department of the Treasury, revealed that the Employee Benefits Security Administration is again reworking “Prudence and Loyalty in Selecting Plan Investments,” often called the ESG rule, and “Fiduciary Duties in Selecting Designated Investment Alternatives,” commonly referred to as the alts rule.” MORE >>

Source: PLANADVISER

Developing Cycle 4 Pre-Approved Defined Benefit Plans — Cumulative List Is Here

“Plan document providers have a little over a year to get their pre-approved defined benefit plans updated for these changes and submitted to the IRS. ... The article provides a closer look at the most significant qualification updates, including SECURE Act and SECURE 2.0 changes, final and proposed regulations, and other guidance that will shape the next review cycle.” MORE >>

Source: Groom Law Group

DOL to Boost Private Assets in 401(k)s, Revamp Exemption Program

“The DOL earlier this year published the details of its proposal aimed at making it easier to include nontraditional investments like private equity and cryptocurrency in workers' retirement plans. The comment period — which lasted 60 days and garnered more than 30,000 responses — ended June 1. A final rule is expected by the end of the year.” MORE >>

Source: Bloomberg Law

Trump Administration Aims to Eliminate a Record Number of Regulations

“Among the 702 targeted rules are environmental review requirements for energy projects, energy efficiency standards, rules that promote diversity, equity, and inclusion (DEI), and specific deregulatory actions relevant to the federal contracting community. ... Among the 702 deregulatory actions is the U.S. Department of Labor's proposed rescission of all regulations implementing Executive Order 11246, the long-standing framework that required federal contractors to maintain affirmative action programs and comply with related nondiscrimination obligations.” MORE >>

Source: Ogletree Deakins

Agency Information Collection Activities; Requesting Comment Tax Information Security Guidelines for Federal, State, and Local Agencies

“In accordance with the Paperwork Reduction Act of 1995, the IRS is inviting comments on the information collection request outlined in this notice.” MORE >>

Source: IRS

Developing DOL Submits Revised ESG Fiduciary Rule ('Prudence and Loyalty in Selecting Plan Investments') to White House OIRA

“The Department of Labor 's (DOL) Employee Benefits Security Administration (EBSA) submitted the proposed rule, titled” MORE >>

Source: 401kspecialistmag.com

Trump DOL Moves to Allow Crypto in 401(k)s

“The DOL's proposed rule change (published March 30) would establish a process-based safe harbor for fiduciaries selecting investment options—including alternative assets such as cryptocurrency, private equity, hedge funds, and annuities—for participant-directed defined contribution plans. The comment period closed June 1 with 47,103 responses, the overwhelming majority opposed. ... A final rule is expected in coming months. The Biden-era 2022 guidance directing 'extreme care' before adding crypto to 401(k) menus was rescinded by the Trump DOL in May 2025.” MORE >>

Source: Northwest Labor Press

Developing DOL Guidance Clarifies ERISA Status of Trump Accounts (Technical Release 2026-02)

“On June 17, 2026, the Department of Labor issued Technical Release 2026-02, taking the position that Trump Accounts and TACPs will generally not constitute "employee pension benefit plans" under Section 3(2) of ERISA. ... For Trump Accounts that directly benefit employees (e.g., employees age 16 or 17), the DOL provides that ERISA will not apply if the employer satisfies certain conditions. These conditions include that: (1) participation is completely voluntary; (2) the employer does not influence investment decisions; (3) the employer does not impose conditions on the utilization of funds beyond those permitted under the Code; (4) the employer does not represent the accounts as an employee” MORE >>

Source: Mondaq

Retirement Plans

1 item
Recordkeepers Look to Expand with PEPs in Coming Years

“New research from Cerulli Associates found PEP usage among recordkeepers has grown in past years. The findings show that 60% of recordkeepers already work with PEPs, and more plan to do so within the next 12 months. Close to three-quarters (71%) of recordkeepers surveyed describe pooled employer plans as a "moderate or major strategic priority," and 64% believe they'll have a positive impact on their business looking ahead. Others expect much of their growth to come from PEPs in 2027, with recordkeepers estimating 20% to 40% of future development to stem from the plans.” MORE >>

Source: 401(k) Specialist

BenefitsWire · A digest for ERISA attorneys, third-party administrators, actuaries, recordkeepers, and benefits consultants.
An informational digest, not legal advice.
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